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ZTBL Debit Card Features

ZTBL welcomes you to a world of convenience and security. Our Debit cards offer premium features, outstanding services to our customers to enjoy a comfortable lifestyle.
Cash Withdrawal
Point of Sale (POS)
Local Fund Transfer
Inter Bank Fund Transfer
Utility Bills Payment
1Bill Services
Mini Statement
One Card multi A/C
Biometric Transaction
Digital Onboarding
Lost and Found
Currently ZTBL has ventured:
EMV PayPak Debit Card

With ZTBL Debit Cards, you get 24-hour access to your cash anytime and anywhere around the country. Your ZTBL Debit Card offers you domestic acceptance and enables you to draw your cash from your account anywhere, any time.

With ZTBL Debit Card, you are a privileged customer at over 54,000 retailers in Pakistan.

Guidelines for Card Holders [Click Here]

For FAQs [Click Here]

ZTBL Debit Card Limits

Debit Cards Category ATM withdrawal limit (PKR) POS limit (PKR) Local Fund Transfer (PKR) IBFT(PKR) Bill Payments (PKR) Top Ups (PKR)
PayPak (Silver) 50,000 50,000 200,000 200,000 bill amount bill amount
PayPak (Gold) 100,000 100,000 500,000 500,000 bill amount bill amount

  • In case of a stolen or lost card, you are protected against fraudulent transactions made on your card after you report the loss.
  • For more information regarding product features, visit your nearest ZTBL Branch or call 051-111-30-30-30 where our Phone Bankers are ready to assist you round the clock.
  • Card Production POC
    Muhammad Imran – Head Digital Operations, Email:, Contact No: 051-200(2138)
    Asim Ali Hashmi – CPU Office, Email:, Contact No: 051-9252711, 051- 200(2572).