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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
Pakistan’s economy is predominantly agrarian. The agriculture sector contributes significantly to the GDP. Livestock is the largest sub-sector of agriculture and accounts for 50% of value addition. 35 million rural population depends directly on this sector. Hence a special scheme has been launched to promote this sector.
Terms & Conditions:
| Operational Jurisdiction | Initially, the financing package was implemented in Multan, Faisalabad, D.G. Khan, D.I. Khan, Bhakkar, Shaheed Benazirabad (Nawabshah) Dadu, Sukkur, Peshawar, Lasbella, Loralai, Khuzdar Districts branches have good potential and repayment culture. The scheme will be scaled up in a phased manner. |
| Eligibility | The intending borrowers of captioned selected areas especially engaged in the business of sheep/goat rearing. |
| Documents Required | CNIC Copy, Loan Application, Agri.Pass Book/Fard Jamabandi, 2 recent photographs. |
| Maximum Loan Limit | Rs.2.500 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | Tangible securities/properties are acceptable to the Bank. |
| Cost of Credit | As per Bank’s rule. |
| Repayment Schedule |
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| Rate of Mark Up | The prevailing rate of markup on development loans with a 3% rebate on timely repayment is applicable. |
| Monitoring | Strict monitoring is exercised by ensuring checking of utilization by the MCO in 100% of cases and sample checking of utilization by the Manager, Zonal Manager (Recovery), and Internal Auditor of the Bank. |
