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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
In order to promote the floriculture sector & establishment of greenhouses in Pakistan and to facilitate the rural community to utilize their best potential and skill to earn their livelihood through flower & off-season vegetable cultivation, this exclusive scheme has been launched by the Bank. This will also help in the reduction of unemployment among rural masses.
TERMS & CONDITIONS:
| Operational Jurisdiction | All ZTBL branches across Pakistan. |
| Eligibility Criteria |
|
| Documents Required | CNIC Copy, Loan application, Agri.Pass Book/Fard Jamabandi, 2 recent photographs |
| Maximum Loan Limit | Rs. 5.000 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | Tangible properties owned by the borrowers as per policy of the Bank. |
| Cost of Credit | As per the Bank’s Rules. |
| Repayment Schedule | Loans under the scheme would be recoverable as under:
|
| Rate of Mark Up | The prevailing rate of markup on development loans with 3% rebate on timely repayment is applicable. |
| Sanction of Loan | Loans under the scheme will be sanctioned by Central Loan Sanctioning Department (CLSD) up to Rs. 2.500 million and over & above by Head Office Credit Committee. |
| Monitoring | Close monitoring would be carried out on monthly basis by respective Zonal Chief and Credit Operations Department, ZTBL Head Office, Islamabad. |
