Terms & Conditions:

1. Initial deposit is Rs.1000/-

2. monthly profit upto 20.95%

Terms & Conditions:

1. Initial deposit is Rs.200/-

2. Un-remunerative charges @ Rs.50/- pm shall be deducted on half yearly basis.

Terms & Conditions:

1. No initial deposit. Max. 8 debit transactions during the month are allowed for the calculation of profit.
2. Profit shall be calculated on the basis of the average balance during the month.
3. Profit shall be credited to a/c on a half-yearly basis.

Terms & Conditions:

1. The initial deposit is Rs.10,000/-
2. Profit shall be calculated on the basis of daily product.
3. No limit to withdrawals.
4. Profit shall be credited into account on a half-yearly basis.

Terms & Conditions:

1. The initial deposit is Rs.10,000/-
2. No limits on withdrawals.
3. Profit shall be calculated into a/c on a Quarterly basis Two DDs & two POS shall be issued free of charge during the month if an average balance of Rs.2, 00,000/- is maintained.

Terms & Conditions:

1. Min. initial balance is Rs.1000/-
2. It is non-remunerative a/c.
3. Max. Two deposits & two chequing withdrawals during a month are free of charge

Terms & Conditions:

1. Short-term deposit scheme for a fixed period of 3 and 6 months.
2. Min. deposit is Rs.50,000/-.
3. In case of premature encashment OR after maturity PLS-saving a/c rate shall be applied.

Terms & Conditions:

1. The account is meant for the Senior Citizens aged 60 years and above.
2. Minimum balance requirement Rs. 1000/-
3. Preferred profit rate, above the PLS savings rate, is offered to customers.
4.  Profit calculation on daily product basis & will be automatically credited to the account on the 1^st working day of every month.

Special Features:

1. Free online banking facility with ZTBL branches.
2. Priority banking especially utility bill payment counter service.
3. 20% reduction in rental charges in small and medium locker subject to availability.
4. Un-remunerative charges as well as all other terms and conditions of savings account such as Zakat and Taxes are applicable.

Terms & Conditions:

1. An initial deposit of Rs. 1000/ –
2. after completing all prerequisites stipulated by SBP/Banks procedure in vogue. Profit calculation on a daily product basis is to be credited to the account on a quarterly basis.
3. Account to be opened in the name of Minor and operated by Parent/Guardian. Single debit transaction restricted to Rs.50,000/-
4. Free 1st checkbook.
5. Welcome Pack at the time of account opening.
6. Birthday surprises via SMS.

Terms & Conditions:

1. Min. initial balance is Rs.1000/-.
2. The minimum holding is 3 months.
3. PLS saving a/c rate shall be applied in case of premature encashment & after maturity.
4. The request for rollover shall be made in sufficient time before its maturity otherwise it will be transferred to TDR Matured a/c.

Terms & Conditions:

1. The initial deposit is 0.100 million.
2. The scheme is restricted to Bank employees & their relatives.
3. Profit shall be paid at maturity.
4. Premature encashment OR after maturity, PLS-Saving a/c rate shall be applied.

Terms & Conditions:

1. Before 6 months. month & before 12 months.
2. 12 months & before 24 months.
3. 4 months & before 36 months.

State Bank of Pakistan (SBP) has launched the “Banking on Equity Policy”: “Reducing the gender gap in financial Inclusion” to enhance women’s financial inclusion. Under this policy, it has been decided to introduce a gender lens within the ZTBL through specific measures in key areas, to bring a shift towards women-friendly business practices.

At present, women in Pakistan are disproportionately under-served by the country’s financial system, such economic disparity impedes national economic development.

In order to play our part in reducing the gender gap and improving women’s participation in the financial sector, ZTBL has designed a new product to provide financial services for women named “ZTBL BAKHT ACCOUNT” with certain features which may help our field functionaries in mobilizing deposit for the bank.

Terms & Conditions:

1. No Minimum Balance.
2. Free 1st checkbook of 10 leaves.
3. Free 50 leaves checkbook on maintaining an average monthly balance of Rs. 50,000/-

Free basic ATM card issuance on maintaining a monthly average balance of Rs.100,000/-.

1. Free locker facility on the monthly average balance of Rs. 200,000/-.
2. Free issuance of bank certificate for Visa purposes.
3. Free duplicate account statement.
4. 100% discount on locker issuance fees.
5. 100% discount on ZTBL loan application fee (LAF) applicable for Agri loan.
6. All taxes and levy excise duties will be applied as per GOVT rules.
7. Only Available in PKR.

State Bank of Pakistan (SBP) has launched the “Banking on Equity Policy“: “Reducing the gender gap in financial Inclusion” to enhance women’s financial inclusion. Under this policy, it has been decided to introduce a gender lens within the ZTBL through specific measures in critical areas, to bring a shift towards women-friendly business practices.

At present, women in Pakistan are disproportionately under-served by the country’s financial system, such economic disparity impedes national economic development.

In order to play our part in reducing the gender gap and improving women’s participation in the financial sector, ZTBL has designed a new product to provide financial services for women named “ZTBL BAKHT ACCOUNT” with certain features which may help our field functionaries in mobilizing deposit for the bank.

Terms & Conditions:

1. No Minimum Balance.
2. 100 bps profit over and above the prevailing PLS saving indicative rates ZTBL offers.
3. Profit is paid on a monthly basis.
4. Free 50 leaves checkbook on maintaining an average monthly balance of Rs. 100,000/-
5. Free basic ATM card issuance on maintaining a monthly average balance of Rs.200,000/-.

Free locker facility on maintaining a monthly average balance of

1. Rs.500,000/-
2. Free issuance of bank certificate for Visa purposes.
3. Free duplicate account statement.
4. 100% discount on locker issuance fees.
5. 100% discount loan on ZTBL application fee (LAF) applicable for Agri loan.
6. All Zakat and income tax will be deducted as per SBP regulations.
7. Only available in PKR.