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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
The scheme has been introduced with the objective to facilitate the tobacco-growing community to get suitable prices for their tobacco products by value addition by setting-up Tobacco Barns.
Terms & Conditions:
| Operational Jurisdiction | ZTBL Branches fall under Peshawar, Abbottabad, Mingora & Gujranwala Zones. |
| Eligibility | The creditworthy and reputable farmers having the capacity to repay are eligible to get financing under the said scheme. |
| Documents Required | CNIC Copy, Loan Application, Agri.Pass Book/Fard Jamamadi, 2 recent photographs. |
| Maximum Loan Limit | Rs. 1.000 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | Tangible properties owned by the borrowers and in case of non-availability parents/family member’s property can be accepted as a co-applicant. |
| Cost of Credit | As per Bank’s rules. |
| Repayment Schedule | The loan will be recoverable within 5 years in half-yearly installments. |
| Rate of Mark Up | The prevailing rate of markup on development loans with a 3% rebate on timely repayment is applicable. |
| Monitoring | The loan shall strictly be monitored by the MCO/Manager of the concerned branch as per the standing instructions of the Bank. The performance of the Branches/Zone in this respect will regularly be monitored by Credit Operations Department, ZTBL HO Islamabad. |
