Accessibility
Accessibility
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
Silage is fermented, high moisture stored fodder, which is used to feed dairy/livestock and other animals in the dry season.
To preserve & protect silage nutrients from field losses as well as to promote the dairy/livestock sector by facilitating the farming community to provide loans for the establishment of silage units to overcome the fodder shortage during scarcity/dry season for their animals, the Bank has launched the captioned scheme for the farming community.
Terms & Conditions:
| Operational Jurisdiction | All ZTBL branches across Pakistan. |
| Eligibility Criteria | The creditworthy and reputable rural populace all over the country engaged in the business of Dairy/Livestock farming is eligible to get financing under the said scheme. However, old borrowers having good repayment behavior and familiarity with the above activity will also be considered for such loans. |
| Documents Required | CNIC Copy, Loan Application, Agri.Pass Book/Fard Jamabandi, 2 recent photographs. |
| Maximum Loan Limit | The maximum loan limit under the scheme is up to Rs. 2.500 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as a self-contribution. |
| Collateral | Tangible properties owned by the borrowers as per the policy of the Bank. |
| Cost of Credit | As per Bank’s Rules. |
| Repayment Schedule | The loan would be recoverable within 5 years in Half Yearly installments with a grace period of six (06) months. |
| Rate of Mark Up | The prevailing rate of markup on development loans is applicable. |
| Monitoring |
Close monitoring would be carried out every month by the respective Zonal Chief and Credit Operations Department, ZTBL Head Office Islamabad. |
