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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
Apiculture/Beekeeping is a green banking product as Bees play a very important role in maintaining biodiversity, ecosystem, and the natural networking balance for the survival of life. Bees play a vital role as pollinators and help in maintaining current agricultural production levels. The decrease in the number of honeybees results in food insecurity “No Honeybees, No Food, No Future”. So, there is a dire need for financing and promoting Apiculture/bee-keeping activities to maintain the ecological balance of the planet as well as to protect food security
Benefits of Apiculture/Beekeeping:
Keeping in view the above, the Bank has introduced the subject titled scheme as Green Banking Product.
Terms & Conditions:
| Operational Jurisdiction | All ZTBL Branches across Pakistan. |
| Eligibility Criteria |
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| Documents Required | CNIC Copy, Loan application, Agri. Passbook/Fard Jama Bandi & 2 recent photographs. |
| Maximum Loan Limit | Up to Rs. 2.500 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | The loan would be secured against all types of securities acceptable to the Bank. |
| Cost of Credit | As per Bank’s Rules. |
| Rate of Mark Up | The prevailing rate of markup on development loans is applicable with a 3% rebate on the timely repayment of the loan. |
| Sanction of Loan | Loan under the scheme would be sanctioned by Central Loan Sanctioning Department up to Rs. 2.500 million. |
| Disbursement | After execution of legal documents loan would be disbursed through the current account of the borrower. |
| Repayment Schedule | The loan would be recovered within 07 years in half yearly installments commencing one year after the first disbursement. |
| Monitoring | Close monitoring would be carried out by the respective Bank authorities. |
