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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
ZTBL has launched the Crop Loan Insurance Scheme (CLIS) as per instructions of the Government/ SBP. The main features of this scheme are listed hereunder.
Terms & Conditions:
| Premium | Premium will be charged @ 1.3% (inclusive of all taxes and levies) of loans sanctioned for Rabi and Kharif crops separately. Bank will pay the premium for subsistence farmers and will get reimbursement from the Government on a half-yearly basis. |
| Maximum Loan Limit Insured | Rs. 500,000 in an individual case. |
| Sum insured | Production loan for agreed crops of each season (Rabi & Kharif) for which premium is paid. |
| Crops covered | Wheat, Cotton, Sugarcane, Rice & Maize. |
| Perils covered | Excessive rain, Flood, Drought, Hailstorm, Frost, Locust attack, and Insect attack. |
| Period of Insurance | From the date of sowing/transplantation to completion of harvesting of the insured crop. |
| Compensation | Full compensation will be paid if the insured standing crop is damaged by the perils covered in calamity-notified areas by the Government. |
