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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
Black Australorp chicken farming is very popular among backyard poultry keepers. These birds are good-looking, hardy, easygoing, and have highly prolific layers. The Black Australorp is a chicken breed of Australian origin, which was developed as a utility breed with a focus on egg production and the breed is also very good for producing meat.
Terms & Conditions:
| Operational Jurisdiction | The scheme will be applicable throughout the country where no restriction is imposed by the Federal/Provincial Government. |
| Eligibility |
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| Documents Required | CNIC Copy, Loan application, Agri. Passbook/Fard Jamamadi & 2 recent photographs. |
| Maximum Loan Limit | Rs.5.000 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | All tangible securities are acceptable to the Bank. |
| Cost of Credit | As per Bank’s rules. |
| Repayment Schedule | The loan will be recovered within 8 years in half yearly installments commencing two year after the disbursement. |
| Rate of Mark Up |
The prevailing rate of markup on development loans with 3% rebate on timely repayment of loans is applicable. |
| Disbursement of Loan |
After execution of legal documents, the Loan for poultry structure would be disbursed first in three equal installments after verification of proper utilization of each installment then loan for purchasing Golden/Misri Chicks/Birds and meeting other operational expenses would be disbursed through the current account of the borrower. |
| Sanction of Loan |
Loans under the scheme will be sanctioned by the Central Loan Sanctioning Department (CLSD) up to Rs. 2.500 million and over & above by the Head Office Credit Committee. |
| Monitoring |
Close monitoring would be carried out on a monthly basis by the respective Bank Authorities. |
